Loan rates effective 10/16/2024. Subject to change
Vehicle Loans (Includes Motorcycles) |
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| Year | Term | APR* |
| 2024 - New | 72 months | 6.59% |
| 2024 - New | 60 months | 6.39% |
| 2024 - New | 48 months | 6.09% |
| 2024 - New | 36 months | 5.79% |
| 2024 - New | 24 months | 5.39% |
| 2022 - 2023 Only | 72 months | 7.19% |
| 2023 - 2021 | 60 months | 6.99% |
| 2023 - 2021 | 48 months | 6.79% |
| 2023 - 2021 | 36 months | 6.59% |
| 2023 - 2021 | 24 months | 6.39% |
| 2020 - Down | 60 months | 7.79% |
| 2020 - Down | 48 months | 7.49% |
| 2020 - Down | 36 months | 7.29% |
| 2020 - Down | 24 months | 7.19% |
Recreational vehicle loans |
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| Year | Term | APR* |
| 2021 - new | 85 - 96 months (Over $25,000.00) | 9.59% |
| 2021 - new | 84 months | 9.09% |
| 2021 - new | 72 months | 8.99% |
| 2021 - new | 60 months | 8.79% |
| 2021 - new | 48 months | 8.59% |
| 2018 - older | 85 - 96 months (Over $25,000.00) | 9.75% |
| 2018 - older | 84 months | 9.59% |
| 2018 - older | 72 months | 9.19% |
| 2018 - older | 60 months | 8.99% |
| 2018 - older | 48 months | 8.79% |
Unsecured loans |
|
| Borrow up to $10,000 | |
| Term | APR* |
| 72 months | 12.45% |
| 60 months | 11.45% |
| 48 months | 10.45% |
| 36 months | 9.45% |
| 24 months | 8.99% |
Home Equity loans |
|
| Adjustable Rate (*VARIABLE) based on the Prime Rate in the Wall St. Journal. *Contact the office for details |
Share covered loans |
|
| 3.00% APR Above rate of share account or share certificate used as security (Up to 96 mos.) |
Overdraft Loans |
|
| 11.90% APR |
Classic Mastercard |
|
| 11.90% APR* Same rate for cash advance |
Platinum Mastercard |
|
| 9.90% APR* Same rate for cash advance |
Equipment loans |
|
| Term | APR* |
| 96 months (Over $25,000.00) | 13.35% |
| 72 months | 12.35% |
| 60 months | 11.35% |
| 48 months | 10.35% |
| 36 months | 9.35% |
* APR = annual percentage rate